From Excavators to Industrial Warehouses

On The Town Magazine (Volum 6 Issue 2 - pg 36)

Peabody Insurance Agency has a pretty awesome group of agents and team members. They wanted to take the time to spotlight one of their workers compensation specialists who has saved his clients thousands of dollars each year. He’s done this by correcting errors found in workers compensation audits, experience modification factors and premium calculations in every type of business, ranging from excavators to industrial warehouses.

Did you know approximately 25-50% of business owners who carry a workers compensation policy are now or have been in the past overcharged by an insurance company?

Most business insurance clients have no idea that there are errors in their premium calculations. Lucas will review your current and past policies, looking for the errors that will return premium to your business. You can count on him to discover these errors and deliver refund premium due to overcharges back to your bottom line.

“Helping customers is the most fulfilling component of what I do. After the initial visit, where I discover what they have, what their concerns are, and what they are trying to accomplish, we can come in. One of the biggest benefits we have is knowing the risks they may be facing and what solutions are available. This will allow them to make the best business decisions for them and their employees,” Lucas says.

After spending five years with the elite US Navy Seabees, Lucas learned how important meticulous planning and clear expectations are-- not just for the Navy, but also for business owners.

“Customers should scrutinize the qualifications and experience of the agent and agency,” Lucas says. “I believe experience is extremely important, and that is what sets Peabody Insurance apart from other agencies. It’s not only my goal to find the best price and coverage for my customers, but to help them understand what they're purchasing and why it’s important.”

Dave Lucas is a local workers compensation specialist. His services include consulting, insurance and risk management. You can count on him to discover the errors in your current policies and help provide your business the tools necessary to make an informed buying decision.

“To me, insurance is a personal commitment to help others. My job is to spend time looking for ways to reduce or return premium to your business.”

Dave is a Certified Workers Compensation Advisor, Certified Insurance Counselor and has earned hOSHA Outreach Certification. He began his insurance career with the Smith-Peabody-Stiles Agency in 1995 and later served as Vice President of Brown & Brown of Michigan for three years before opening Lucas Insurance.

Peabody Insurance Agency recognizes that the world of insurance is ever changing and complex. That is why they provide their clients with ways to simplify the insurance process in order to continuously meet their clients’ needs and interests.

“We are a full-service agency and our value proposition is to assist our customers in lowering their total cost of risk. We look at our clients and prospective client’s unique needs and goals and put together a comprehensive insurance program tailored specifically for you.” states Jim Peabody, owner of Peabody Insurance Agency. “We are proud to have Dave on our team, with his expertise, to help reduce the risk and the overall cost of insurance to our customers.”

“Contact us today for a review of your policy, you might be surprised at what we can do for your bottom line!” - Dave Lucas


Peabody Insurance Agency
265 North Alloy, Suite #100 Fenton, Michigan
www.peabodyinc.com | (810) 629-1504